ING

I started a high interest savings plan to today through ING, now whenever I save money, I can quickly transfer it to my savings plan. So if my grocery budget is $100 a week and I only spend $47 (like I did this week) then I will transfer the balance to the new account. I do have debt that could be paid down with this money but with the economy I am afraid to pay of my credit cards and have the balance lowered or interests rates raised. After I go back to work, all the money in the savings fund will be paid to my credit card.